Indicator 10.5.1 (b)
Indicator 10.5.1 (b)
Non-performing loans to total gross loans, %
This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
METADATA
See United Nations Global SDG Database
INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
METADATA
See United Nations Global SDG Database
INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
METADATA
See United Nations Global SDG Database
| Country | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Albania | .. | 13.5 | 18.0 | 21.2 | 22.2 | 21.5 | 16.8 | 16.6 | 12.0 | 10.4 | 8.0 | 7.7 | 5.4 | 4.8 |
| Armenia | 4.9 | 3.0 | 3.4 | 3.7 | 4.5 | 7.0 | 7.9 | 6.7 | 5.4 | 4.8 | 5.5 | 6.6 | .. | .. |
| Austria | 2.3 | 2.8 | 2.7 | 2.8 | 2.9 | 3.5 | 3.4 | 2.7 | 2.4 | 1.9 | 1.6 | 1.6 | .. | .. |
| Belarus | .. | 3.5 | 4.2 | 5.5 | 4.4 | 4.4 | 6.8 | 12.8 | 12.9 | 5.0 | 4.6 | 4.8 | 5.3 | .. |
| Belgium | 3.1 | 2.8 | 3.3 | 3.8 | 4.3 | 4.2 | 3.9 | 3.5 | 3.0 | 2.3 | 2.1 | 2.1 | 2.0 | .. |
| Bosnia and Herzegovina | 5.9 | 11.4 | 11.8 | 13.5 | 15.1 | 14.2 | 13.7 | 11.8 | 10.0 | 8.8 | 7.4 | 6.1 | 5.8 | .. |
| Bulgaria | 6.4 | 11.9 | 15.0 | 16.6 | 16.9 | 16.7 | 14.6 | 13.2 | 10.4 | 7.8 | 6.6 | 5.8 | .. | .. |
| Canada | 1.3 | 1.2 | 0.8 | 0.7 | 0.6 | 0.5 | 0.5 | 0.6 | 0.4 | 0.5 | 0.5 | 0.5 | 0.4 | .. |
| Croatia | .. | .. | .. | .. | .. | .. | .. | .. | .. | .. | .. | .. | 5.7 | .. |
| Cyprus | 4.5 | 5.8 | 10.0 | 18.4 | 38.6 | 45.0 | 47.7 | 36.7 | 31.4 | 19.5 | 17.1 | 15.0 | 9.0 | .. |
| Czechia | 4.5 | 5.5 | 5.3 | 5.4 | 5.3 | 5.6 | 5.4 | 4.5 | 3.7 | 3.1 | 1.7 | 1.9 | 1.7 | .. |
| Denmark | .. | 4.1 | 3.7 | 6.0 | 4.6 | 4.4 | 3.3 | 2.7 | 1.7 | 1.8 | 1.4 | 1.4 | 1.2 | .. |
| Estonia | 5.2 | 5.4 | 4.0 | 2.6 | 1.5 | 1.4 | 2.8 | 2.2 | 2.4 | 1.6 | 2.0 | 1.6 | 1.1 | .. |
| Finland | 0.6 | 0.5 | 0.5 | 0.4 | 0.4 | 0.8 | 0.9 | 1.0 | 0.7 | 1.0 | 1.5 | 1.5 | 1.5 | .. |
| France | 4.0 | 3.8 | 4.3 | 4.3 | 4.5 | 4.2 | 4.0 | 3.7 | 3.1 | 2.7 | 2.5 | 2.7 | 2.4 | .. |
| Georgia | 6.3 | 5.9 | 4.5 | 3.7 | 3.0 | 3.0 | 2.7 | 3.4 | 2.8 | 2.7 | 1.9 | 2.3 | 1.9 | 1.5 |
| Germany | 3.3 | 3.2 | 3.0 | 2.9 | 2.7 | 2.3 | 2.0 | 1.7 | 1.5 | 1.2 | 1.1 | .. | .. | .. |
| Greece | 3.8 | 5.6 | 9.2 | 15.7 | 27.8 | 30.0 | 35.7 | 37.4 | 45.6 | 42.0 | 36.4 | 27.0 | 9.2 | .. |
| Hungary | 8.1 | 10.0 | 13.7 | 16.0 | 16.8 | 15.6 | 11.7 | 7.4 | 4.2 | 2.5 | 1.5 | 4.0 | 3.7 | .. |
| Iceland | .. | .. | .. | .. | .. | .. | 5.9 | 4.1 | 2.9 | 2.5 | 2.9 | 2.9 | 2.1 | 1.4 |
| Ireland | 9.8 | 12.5 | 16.1 | 21.3 | 22.4 | 20.6 | 16.9 | 12.6 | 11.5 | 5.5 | 3.4 | 3.4 | 2.5 | .. |
| Israel | .. | .. | .. | 3.5 | 2.9 | 2.2 | 1.8 | 1.6 | 1.3 | 1.2 | 1.4 | 1.5 | 1.1 | .. |
| Italy | 9.4 | 10.0 | 11.7 | 13.7 | 16.5 | 18.0 | 18.1 | 17.1 | 14.4 | 8.4 | 6.7 | 4.4 | 3.3 | .. |
| Kazakhstan | 18.9 | 20.9 | 20.7 | 19.4 | 19.5 | 12.4 | 8.0 | 6.7 | 9.3 | 7.4 | 8.1 | 6.9 | .. | .. |
| Kyrgyzstan | .. | 14.8 | 9.4 | 6.6 | 5.1 | 4.2 | 6.7 | 8.5 | 7.4 | 7.3 | 7.7 | 10.1 | 10.8 | 12.5 |
| Latvia | 20.3 | 22.3 | 14.1 | 8.7 | 6.4 | 4.6 | 4.6 | 6.3 | 5.5 | 5.3 | 5.0 | 3.1 | 2.5 | .. |
| Lithuania | 22.1 | 21.3 | 17.6 | 14.1 | 11.6 | 8.2 | 4.9 | 3.7 | 3.2 | 2.3 | 1.0 | 1.0 | 0.5 | .. |
| Luxembourg | 0.7 | 0.2 | 0.4 | 0.1 | 0.2 | .. | .. | 0.9 | 0.8 | 0.9 | 0.7 | 1.0 | 0.8 | .. |
| Malta | 5.8 | 7.0 | 7.1 | 7.8 | 8.9 | 9.0 | 7.1 | 5.3 | 4.1 | 3.4 | 3.2 | 3.7 | 3.4 | .. |
| Montenegro | 13.6 | 20.9 | 15.3 | 17.3 | 20.3 | 18.6 | 14.6 | 11.4 | 8.3 | 7.4 | 5.1 | 5.9 | 6.8 | .. |
| Netherlands | 3.2 | 2.8 | 2.7 | 3.1 | 3.2 | 3.0 | 2.7 | 2.5 | 2.3 | 2.0 | 1.9 | 1.9 | 1.8 | .. |
| North Macedonia | 8.9 | 9.0 | 9.5 | 10.1 | 10.9 | 10.8 | 10.3 | 6.3 | 6.1 | 5.0 | 4.6 | 3.3 | 3.1 | .. |
| Norway | 1.3 | 1.5 | 1.7 | 1.5 | 1.3 | 1.1 | 1.1 | 1.2 | 1.0 | 0.7 | 0.8 | 0.7 | 0.5 | .. |
| Poland | 4.1 | 4.7 | 4.5 | 4.9 | 4.8 | 4.6 | 4.2 | 3.9 | 3.8 | 3.9 | 3.8 | 3.7 | 2.9 | .. |
| Portugal | 4.3 | 4.7 | 6.4 | 8.2 | 9.2 | 10.4 | 16.7 | 16.6 | 13.2 | 9.4 | 6.2 | 4.9 | 3.7 | .. |
| Republic of Moldova | 16.4 | 13.3 | 10.7 | 14.5 | 11.6 | 11.7 | 9.9 | 16.4 | 18.2 | 12.5 | 8.5 | 7.4 | 6.1 | .. |
| Romania | 7.9 | 11.9 | 14.3 | 18.2 | 21.9 | 13.9 | 13.5 | 9.6 | 6.4 | 5.0 | 4.1 | 3.8 | 3.4 | .. |
| Russian Federation | 9.6 | 8.3 | 6.6 | 6.1 | 6.0 | 6.8 | 8.4 | 9.2 | 9.7 | 9.7 | 8.8 | 8.3 | .. | .. |
| San Marino | 6.9 | 11.9 | 34.6 | 20.3 | 42.3 | 43.1 | 49.1 | 47.1 | 51.6 | 50.7 | 58.9 | 61.1 | 59.0 | .. |
| Slovakia | 4.8 | 5.4 | 5.3 | 5.2 | 5.2 | 5.2 | 4.7 | 4.3 | 3.6 | 3.1 | 3.0 | 2.6 | 2.1 | .. |
| Slovenia | 5.8 | 8.2 | 11.8 | 15.2 | 13.3 | 11.7 | 10.0 | 5.1 | 3.2 | 6.0 | 3.4 | 3.0 | 2.1 | 1.8 |
| Spain | .. | .. | .. | 5.7 | 7.1 | 6.4 | 5.1 | 4.7 | 4.5 | 3.7 | 3.2 | 2.9 | 2.9 | .. |
| Sweden | 0.8 | 0.8 | 0.7 | 0.7 | 0.6 | 1.2 | 1.2 | 1.1 | 1.1 | 0.5 | 0.6 | 0.5 | 0.4 | .. |
| Switzerland | 1.9 | 0.9 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.7 | 0.6 | 0.7 | 0.6 | 0.8 | 0.7 | .. |
| Tajikistan | .. | 6.1 | 5.1 | 6.0 | 8.3 | 19.8 | 26.3 | 47.6 | 36.5 | 31.1 | 27.0 | 23.8 | 13.7 | .. |
| Türkiye | 5.0 | 3.5 | 2.6 | 2.7 | 2.6 | 2.7 | 3.0 | 3.1 | 2.8 | 3.7 | 5.0 | 3.9 | 3.0 | .. |
| Ukraine | 13.7 | 15.3 | 14.7 | 20.4 | 16.4 | 23.3 | 35.4 | 39.0 | 54.8 | 54.4 | 50.5 | 43.5 | 31.7 | .. |
| United Kingdom | 3.5 | 4.0 | 4.0 | 3.6 | 3.1 | 1.7 | 1.0 | 1.7 | 1.4 | 1.1 | 1.0 | 1.0 | 1.0 | .. |
| United States | 5.0 | 4.4 | 3.8 | 3.3 | 2.5 | 1.9 | 1.5 | 1.3 | 1.1 | 0.9 | 0.9 | 1.1 | 0.8 | .. |
| Uzbekistan | .. | 1.0 | 0.7 | 3.1 | 2.8 | 2.1 | 1.5 | 0.7 | 1.2 | 1.3 | 1.5 | 2.1 | 5.1 | 3.5 |
| Country | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Albania | .. | 13.5 | 18.0 | 21.2 | 22.2 | 21.5 | 16.8 | 16.6 | 12.0 | 10.4 | 8.0 | 7.7 | 5.4 | 4.8 |
| Armenia | 4.9 | 3.0 | 3.4 | 3.7 | 4.5 | 7.0 | 7.9 | 6.7 | 5.4 | 4.8 | 5.5 | 6.6 | .. | .. |
| Austria | 2.3 | 2.8 | 2.7 | 2.8 | 2.9 | 3.5 | 3.4 | 2.7 | 2.4 | 1.9 | 1.6 | 1.6 | .. | .. |
| Belarus | .. | 3.5 | 4.2 | 5.5 | 4.4 | 4.4 | 6.8 | 12.8 | 12.9 | 5.0 | 4.6 | 4.8 | 5.3 | .. |
| Belgium | 3.1 | 2.8 | 3.3 | 3.8 | 4.3 | 4.2 | 3.9 | 3.5 | 3.0 | 2.3 | 2.1 | 2.1 | 2.0 | .. |
| Bosnia and Herzegovina | 5.9 | 11.4 | 11.8 | 13.5 | 15.1 | 14.2 | 13.7 | 11.8 | 10.0 | 8.8 | 7.4 | 6.1 | 5.8 | .. |
| Bulgaria | 6.4 | 11.9 | 15.0 | 16.6 | 16.9 | 16.7 | 14.6 | 13.2 | 10.4 | 7.8 | 6.6 | 5.8 | .. | .. |
| Canada | 1.3 | 1.2 | 0.8 | 0.7 | 0.6 | 0.5 | 0.5 | 0.6 | 0.4 | 0.5 | 0.5 | 0.5 | 0.4 | .. |
| Croatia | .. | .. | .. | .. | .. | .. | .. | .. | .. | .. | .. | .. | 5.7 | .. |
| Cyprus | 4.5 | 5.8 | 10.0 | 18.4 | 38.6 | 45.0 | 47.7 | 36.7 | 31.4 | 19.5 | 17.1 | 15.0 | 9.0 | .. |
| Czechia | 4.5 | 5.5 | 5.3 | 5.4 | 5.3 | 5.6 | 5.4 | 4.5 | 3.7 | 3.1 | 1.7 | 1.9 | 1.7 | .. |
| Denmark | .. | 4.1 | 3.7 | 6.0 | 4.6 | 4.4 | 3.3 | 2.7 | 1.7 | 1.8 | 1.4 | 1.4 | 1.2 | .. |
| Estonia | 5.2 | 5.4 | 4.0 | 2.6 | 1.5 | 1.4 | 2.8 | 2.2 | 2.4 | 1.6 | 2.0 | 1.6 | 1.1 | .. |
| Finland | 0.6 | 0.5 | 0.5 | 0.4 | 0.4 | 0.8 | 0.9 | 1.0 | 0.7 | 1.0 | 1.5 | 1.5 | 1.5 | .. |
| France | 4.0 | 3.8 | 4.3 | 4.3 | 4.5 | 4.2 | 4.0 | 3.7 | 3.1 | 2.7 | 2.5 | 2.7 | 2.4 | .. |
| Georgia | 6.3 | 5.9 | 4.5 | 3.7 | 3.0 | 3.0 | 2.7 | 3.4 | 2.8 | 2.7 | 1.9 | 2.3 | 1.9 | 1.5 |
| Germany | 3.3 | 3.2 | 3.0 | 2.9 | 2.7 | 2.3 | 2.0 | 1.7 | 1.5 | 1.2 | 1.1 | .. | .. | .. |
| Greece | 3.8 | 5.6 | 9.2 | 15.7 | 27.8 | 30.0 | 35.7 | 37.4 | 45.6 | 42.0 | 36.4 | 27.0 | 9.2 | .. |
| Hungary | 8.1 | 10.0 | 13.7 | 16.0 | 16.8 | 15.6 | 11.7 | 7.4 | 4.2 | 2.5 | 1.5 | 4.0 | 3.7 | .. |
| Iceland | .. | .. | .. | .. | .. | .. | 5.9 | 4.1 | 2.9 | 2.5 | 2.9 | 2.9 | 2.1 | 1.4 |
| Ireland | 9.8 | 12.5 | 16.1 | 21.3 | 22.4 | 20.6 | 16.9 | 12.6 | 11.5 | 5.5 | 3.4 | 3.4 | 2.5 | .. |
| Israel | .. | .. | .. | 3.5 | 2.9 | 2.2 | 1.8 | 1.6 | 1.3 | 1.2 | 1.4 | 1.5 | 1.1 | .. |
| Italy | 9.4 | 10.0 | 11.7 | 13.7 | 16.5 | 18.0 | 18.1 | 17.1 | 14.4 | 8.4 | 6.7 | 4.4 | 3.3 | .. |
| Kazakhstan | 18.9 | 20.9 | 20.7 | 19.4 | 19.5 | 12.4 | 8.0 | 6.7 | 9.3 | 7.4 | 8.1 | 6.9 | .. | .. |
| Kyrgyzstan | .. | 14.8 | 9.4 | 6.6 | 5.1 | 4.2 | 6.7 | 8.5 | 7.4 | 7.3 | 7.7 | 10.1 | 10.8 | 12.5 |
| Latvia | 20.3 | 22.3 | 14.1 | 8.7 | 6.4 | 4.6 | 4.6 | 6.3 | 5.5 | 5.3 | 5.0 | 3.1 | 2.5 | .. |
| Lithuania | 22.1 | 21.3 | 17.6 | 14.1 | 11.6 | 8.2 | 4.9 | 3.7 | 3.2 | 2.3 | 1.0 | 1.0 | 0.5 | .. |
| Luxembourg | 0.7 | 0.2 | 0.4 | 0.1 | 0.2 | .. | .. | 0.9 | 0.8 | 0.9 | 0.7 | 1.0 | 0.8 | .. |
| Malta | 5.8 | 7.0 | 7.1 | 7.8 | 8.9 | 9.0 | 7.1 | 5.3 | 4.1 | 3.4 | 3.2 | 3.7 | 3.4 | .. |
| Montenegro | 13.6 | 20.9 | 15.3 | 17.3 | 20.3 | 18.6 | 14.6 | 11.4 | 8.3 | 7.4 | 5.1 | 5.9 | 6.8 | .. |
| Netherlands | 3.2 | 2.8 | 2.7 | 3.1 | 3.2 | 3.0 | 2.7 | 2.5 | 2.3 | 2.0 | 1.9 | 1.9 | 1.8 | .. |
| North Macedonia | 8.9 | 9.0 | 9.5 | 10.1 | 10.9 | 10.8 | 10.3 | 6.3 | 6.1 | 5.0 | 4.6 | 3.3 | 3.1 | .. |
| Norway | 1.3 | 1.5 | 1.7 | 1.5 | 1.3 | 1.1 | 1.1 | 1.2 | 1.0 | 0.7 | 0.8 | 0.7 | 0.5 | .. |
| Poland | 4.1 | 4.7 | 4.5 | 4.9 | 4.8 | 4.6 | 4.2 | 3.9 | 3.8 | 3.9 | 3.8 | 3.7 | 2.9 | .. |
| Portugal | 4.3 | 4.7 | 6.4 | 8.2 | 9.2 | 10.4 | 16.7 | 16.6 | 13.2 | 9.4 | 6.2 | 4.9 | 3.7 | .. |
| Republic of Moldova | 16.4 | 13.3 | 10.7 | 14.5 | 11.6 | 11.7 | 9.9 | 16.4 | 18.2 | 12.5 | 8.5 | 7.4 | 6.1 | .. |
| Romania | 7.9 | 11.9 | 14.3 | 18.2 | 21.9 | 13.9 | 13.5 | 9.6 | 6.4 | 5.0 | 4.1 | 3.8 | 3.4 | .. |
| Russian Federation | 9.6 | 8.3 | 6.6 | 6.1 | 6.0 | 6.8 | 8.4 | 9.2 | 9.7 | 9.7 | 8.8 | 8.3 | .. | .. |
| San Marino | 6.9 | 11.9 | 34.6 | 20.3 | 42.3 | 43.1 | 49.1 | 47.1 | 51.6 | 50.7 | 58.9 | 61.1 | 59.0 | .. |
| Slovakia | 4.8 | 5.4 | 5.3 | 5.2 | 5.2 | 5.2 | 4.7 | 4.3 | 3.6 | 3.1 | 3.0 | 2.6 | 2.1 | .. |
| Slovenia | 5.8 | 8.2 | 11.8 | 15.2 | 13.3 | 11.7 | 10.0 | 5.1 | 3.2 | 6.0 | 3.4 | 3.0 | 2.1 | 1.8 |
| Spain | .. | .. | .. | 5.7 | 7.1 | 6.4 | 5.1 | 4.7 | 4.5 | 3.7 | 3.2 | 2.9 | 2.9 | .. |
| Sweden | 0.8 | 0.8 | 0.7 | 0.7 | 0.6 | 1.2 | 1.2 | 1.1 | 1.1 | 0.5 | 0.6 | 0.5 | 0.4 | .. |
| Switzerland | 1.9 | 0.9 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.7 | 0.6 | 0.7 | 0.6 | 0.8 | 0.7 | .. |
| Tajikistan | .. | 6.1 | 5.1 | 6.0 | 8.3 | 19.8 | 26.3 | 47.6 | 36.5 | 31.1 | 27.0 | 23.8 | 13.7 | .. |
| Türkiye | 5.0 | 3.5 | 2.6 | 2.7 | 2.6 | 2.7 | 3.0 | 3.1 | 2.8 | 3.7 | 5.0 | 3.9 | 3.0 | .. |
| Ukraine | 13.7 | 15.3 | 14.7 | 20.4 | 16.4 | 23.3 | 35.4 | 39.0 | 54.8 | 54.4 | 50.5 | 43.5 | 31.7 | .. |
| United Kingdom | 3.5 | 4.0 | 4.0 | 3.6 | 3.1 | 1.7 | 1.0 | 1.7 | 1.4 | 1.1 | 1.0 | 1.0 | 1.0 | .. |
| United States | 5.0 | 4.4 | 3.8 | 3.3 | 2.5 | 1.9 | 1.5 | 1.3 | 1.1 | 0.9 | 0.9 | 1.1 | 0.8 | .. |
| Uzbekistan | .. | 1.0 | 0.7 | 3.1 | 2.8 | 2.1 | 1.5 | 0.7 | 1.2 | 1.3 | 1.5 | 2.1 | 5.1 | 3.5 |
INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
METADATA
See United Nations Global SDG Database