Indicator 10.5.1 (b)

Indicator 10.5.1 (b)

Non-performing loans to total gross loans, %

This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.

INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
See United Nations Global SDG Database

Indicator 10.5.1 (b)

Indicator 10.5.1 (b)

Non-performing loans to total gross loans, %

Heat map
Bubble map
INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
See United Nations Global SDG Database

Indicator 10.5.1 (b)

Indicator 10.5.1 (b)

Non-performing loans to total gross loans, %

INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
See United Nations Global SDG Database

Indicator 10.5.1 (b)

Indicator 10.5.1 (b)

Non-performing loans to total gross loans, %

Country 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Albania .. 13.5 18.0 21.2 22.2 21.5 16.8 16.6 12.0 10.4 8.0 7.7 5.4 4.8 4.6
Armenia .. 3.0 3.4 3.7 4.5 7.0 7.9 6.7 5.4 4.8 5.5 6.6 1.8 2.4 ..
Austria 2.3 2.8 2.7 2.8 2.9 3.5 3.4 2.7 2.4 2.9 2.4 2.4 2.1 2.0 ..
Azerbaijan .. .. .. .. .. .. .. .. .. .. .. .. .. 2.6 ..
Belarus .. 3.5 4.2 5.5 4.4 4.4 6.8 12.8 12.9 5.0 4.6 4.8 5.3 4.9 ..
Belgium 3.1 2.8 3.3 3.8 4.3 4.2 3.9 3.5 3.0 2.3 2.1 2.1 2.0 1.8 ..
Bosnia and Herzegovina 5.9 11.4 11.8 13.5 15.1 14.2 13.7 11.8 10.0 8.8 7.4 6.1 5.8 4.5 ..
Bulgaria 6.4 11.9 15.0 16.6 16.9 16.7 14.6 13.2 10.4 7.8 6.6 5.8 5.9 4.5 ..
Canada 1.3 1.2 0.8 0.7 0.6 0.5 0.5 0.6 0.4 0.5 0.5 0.5 0.4 0.3 ..
Croatia 7.9 11.6 12.9 14.6 16.8 18.4 18.2 15.0 12.1 10.4 7.4 7.6 5.7 4.3 ..
Cyprus 4.5 5.8 10.0 18.4 38.6 45.0 47.7 36.7 31.4 19.5 17.1 15.0 9.0 7.7 ..
Czechia 4.5 5.5 5.3 5.4 5.3 5.6 5.4 4.5 3.7 3.1 1.7 1.9 1.7 1.5 ..
Denmark .. 3.1 3.2 3.5 .. .. 3.3 2.7 1.7 1.8 1.4 1.4 1.2 1.1 ..
Estonia 5.2 5.4 4.0 2.6 1.5 1.4 2.8 2.2 2.4 1.6 2.0 1.6 1.1 0.8 ..
Finland 0.6 0.5 0.5 0.4 0.4 0.8 0.9 1.0 0.7 1.0 1.5 1.5 1.5 1.4 ..
France 4.6 4.3 4.9 4.3 4.5 3.7 3.5 3.5 2.9 2.7 2.5 2.4 2.2 2.1 ..
Georgia 6.3 5.9 4.5 3.7 3.0 3.0 2.7 3.4 2.8 2.7 1.9 2.3 1.9 1.5 1.5
Germany .. .. .. .. .. .. .. .. .. .. .. .. .. 1.4 ..
Greece 3.8 5.6 9.2 15.7 27.8 30.0 35.7 37.4 46.0 43.4 38.1 30.8 11.9 8.2 ..
Hungary 8.1 10.0 13.7 16.0 16.8 15.6 11.7 7.4 4.2 2.5 1.5 4.0 3.6 3.8 ..
Iceland .. .. .. .. .. .. 5.9 4.1 2.9 2.5 2.9 2.9 2.1 1.4 ..
Ireland 9.8 12.5 16.1 21.3 22.4 20.6 16.9 12.6 11.5 5.5 3.4 3.4 2.5 1.6 ..
Israel .. .. .. 3.5 2.9 2.2 1.8 1.6 1.3 1.2 1.4 1.4 1.1 0.7 ..
Italy 9.4 10.0 11.7 13.7 16.5 18.0 18.1 17.1 14.4 8.4 6.7 4.4 3.3 2.8 ..
Kazakhstan 18.9 20.9 20.7 19.4 19.5 12.4 8.0 6.7 9.3 7.4 8.1 6.9 3.3 3.4 ..
Kyrgyzstan .. 14.8 9.4 6.6 5.1 4.2 6.7 8.5 7.4 7.3 7.7 10.1 10.8 12.5 ..
Latvia 20.3 22.3 14.1 8.7 6.4 4.6 4.6 6.3 5.5 5.3 5.0 3.1 2.5 1.8 ..
Lithuania 22.1 21.3 17.6 14.1 11.6 8.2 4.9 3.7 3.2 2.3 1.0 1.0 0.5 0.4 ..
Luxembourg 0.7 0.2 0.4 0.1 0.2 .. .. 0.9 0.8 0.9 0.7 1.0 1.3 1.6 ..
Malta 5.8 7.0 7.1 7.8 8.9 9.0 7.1 5.3 4.1 3.4 3.2 3.7 5.2 3.5 ..
Montenegro 13.6 20.9 15.3 17.3 20.3 18.6 14.6 11.4 8.3 7.4 5.1 5.9 6.8 6.3 ..
Netherlands 3.2 2.8 2.7 3.1 3.2 3.0 2.7 2.5 2.3 2.0 1.8 1.9 1.7 1.6 1.6
North Macedonia 8.9 9.0 9.5 10.1 10.9 10.8 10.3 6.3 6.1 5.0 4.6 3.3 3.1 2.8 ..
Norway 1.3 1.5 1.7 1.5 1.3 1.1 1.1 1.2 1.0 0.7 0.8 0.7 0.5 0.4 ..
Poland 4.1 4.7 4.5 4.9 4.8 4.6 4.2 3.9 3.8 3.9 3.8 3.7 2.9 2.4 ..
Portugal 4.3 4.7 6.4 8.2 9.2 10.4 16.7 16.6 13.2 9.4 6.2 4.9 3.7 .. ..
Republic of Moldova 16.4 13.3 10.7 14.5 11.6 11.7 9.9 16.4 18.2 12.5 8.5 7.4 6.1 6.4 ..
Romania 7.9 11.9 14.3 18.2 21.9 13.9 13.5 9.6 6.4 5.0 4.1 3.8 3.4 2.7 ..
Russian Federation 9.6 8.3 6.6 6.1 6.0 6.8 8.4 9.2 9.7 9.7 8.8 8.2 6.1 5.5 ..
San Marino 6.9 11.9 34.6 20.3 42.3 43.1 49.1 47.1 51.6 50.7 58.9 61.1 59.0 53.1 ..
Slovakia 4.8 5.4 5.3 5.2 5.2 5.2 4.7 4.3 3.6 3.1 3.0 2.6 2.1 1.9 ..
Slovenia 5.8 8.2 11.8 15.2 13.3 11.7 10.0 5.1 3.2 6.0 3.4 3.0 2.1 1.8 ..
Spain .. .. .. 5.7 7.1 6.4 5.1 4.7 4.5 3.7 3.2 2.9 2.9 3.1 ..
Sweden .. .. .. .. .. .. .. 1.1 1.1 0.5 0.6 0.5 0.4 0.3 ..
Switzerland 1.0 0.8 0.8 0.8 0.8 0.7 0.7 0.7 0.6 0.7 0.6 0.8 0.7 0.7 ..
Tajikistan .. 6.1 5.1 6.0 8.3 19.8 26.3 47.6 36.5 31.1 27.0 23.8 13.7 .. ..
Türkiye 5.0 3.5 2.6 2.7 2.6 2.7 3.0 3.1 2.8 3.7 5.0 3.9 3.0 2.0 ..
Ukraine 13.7 15.3 14.7 20.4 16.4 23.3 35.4 39.0 54.8 54.4 50.5 43.5 31.7 38.1 ..
United Kingdom 3.5 4.0 4.0 3.6 3.1 1.7 1.0 1.7 1.4 1.1 1.0 1.0 1.0 0.9 ..
United States 5.0 4.4 3.8 3.3 2.5 1.9 1.5 1.3 1.1 0.9 0.9 1.1 0.8 0.7 ..
Uzbekistan .. 1.0 0.7 3.1 2.8 2.1 1.5 0.7 1.2 1.3 1.5 2.1 5.1 3.5 3.5
Country 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Albania .. 13.5 18.0 21.2 22.2 21.5 16.8 16.6 12.0 10.4 8.0 7.7 5.4 4.8 4.6
Armenia .. 3.0 3.4 3.7 4.5 7.0 7.9 6.7 5.4 4.8 5.5 6.6 1.8 2.4 ..
Austria 2.3 2.8 2.7 2.8 2.9 3.5 3.4 2.7 2.4 2.9 2.4 2.4 2.1 2.0 ..
Azerbaijan .. .. .. .. .. .. .. .. .. .. .. .. .. 2.6 ..
Belarus .. 3.5 4.2 5.5 4.4 4.4 6.8 12.8 12.9 5.0 4.6 4.8 5.3 4.9 ..
Belgium 3.1 2.8 3.3 3.8 4.3 4.2 3.9 3.5 3.0 2.3 2.1 2.1 2.0 1.8 ..
Bosnia and Herzegovina 5.9 11.4 11.8 13.5 15.1 14.2 13.7 11.8 10.0 8.8 7.4 6.1 5.8 4.5 ..
Bulgaria 6.4 11.9 15.0 16.6 16.9 16.7 14.6 13.2 10.4 7.8 6.6 5.8 5.9 4.5 ..
Canada 1.3 1.2 0.8 0.7 0.6 0.5 0.5 0.6 0.4 0.5 0.5 0.5 0.4 0.3 ..
Croatia 7.9 11.6 12.9 14.6 16.8 18.4 18.2 15.0 12.1 10.4 7.4 7.6 5.7 4.3 ..
Cyprus 4.5 5.8 10.0 18.4 38.6 45.0 47.7 36.7 31.4 19.5 17.1 15.0 9.0 7.7 ..
Czechia 4.5 5.5 5.3 5.4 5.3 5.6 5.4 4.5 3.7 3.1 1.7 1.9 1.7 1.5 ..
Denmark .. 3.1 3.2 3.5 .. .. 3.3 2.7 1.7 1.8 1.4 1.4 1.2 1.1 ..
Estonia 5.2 5.4 4.0 2.6 1.5 1.4 2.8 2.2 2.4 1.6 2.0 1.6 1.1 0.8 ..
Finland 0.6 0.5 0.5 0.4 0.4 0.8 0.9 1.0 0.7 1.0 1.5 1.5 1.5 1.4 ..
France 4.6 4.3 4.9 4.3 4.5 3.7 3.5 3.5 2.9 2.7 2.5 2.4 2.2 2.1 ..
Georgia 6.3 5.9 4.5 3.7 3.0 3.0 2.7 3.4 2.8 2.7 1.9 2.3 1.9 1.5 1.5
Germany .. .. .. .. .. .. .. .. .. .. .. .. .. 1.4 ..
Greece 3.8 5.6 9.2 15.7 27.8 30.0 35.7 37.4 46.0 43.4 38.1 30.8 11.9 8.2 ..
Hungary 8.1 10.0 13.7 16.0 16.8 15.6 11.7 7.4 4.2 2.5 1.5 4.0 3.6 3.8 ..
Iceland .. .. .. .. .. .. 5.9 4.1 2.9 2.5 2.9 2.9 2.1 1.4 ..
Ireland 9.8 12.5 16.1 21.3 22.4 20.6 16.9 12.6 11.5 5.5 3.4 3.4 2.5 1.6 ..
Israel .. .. .. 3.5 2.9 2.2 1.8 1.6 1.3 1.2 1.4 1.4 1.1 0.7 ..
Italy 9.4 10.0 11.7 13.7 16.5 18.0 18.1 17.1 14.4 8.4 6.7 4.4 3.3 2.8 ..
Kazakhstan 18.9 20.9 20.7 19.4 19.5 12.4 8.0 6.7 9.3 7.4 8.1 6.9 3.3 3.4 ..
Kyrgyzstan .. 14.8 9.4 6.6 5.1 4.2 6.7 8.5 7.4 7.3 7.7 10.1 10.8 12.5 ..
Latvia 20.3 22.3 14.1 8.7 6.4 4.6 4.6 6.3 5.5 5.3 5.0 3.1 2.5 1.8 ..
Lithuania 22.1 21.3 17.6 14.1 11.6 8.2 4.9 3.7 3.2 2.3 1.0 1.0 0.5 0.4 ..
Luxembourg 0.7 0.2 0.4 0.1 0.2 .. .. 0.9 0.8 0.9 0.7 1.0 1.3 1.6 ..
Malta 5.8 7.0 7.1 7.8 8.9 9.0 7.1 5.3 4.1 3.4 3.2 3.7 5.2 3.5 ..
Montenegro 13.6 20.9 15.3 17.3 20.3 18.6 14.6 11.4 8.3 7.4 5.1 5.9 6.8 6.3 ..
Netherlands 3.2 2.8 2.7 3.1 3.2 3.0 2.7 2.5 2.3 2.0 1.8 1.9 1.7 1.6 1.6
North Macedonia 8.9 9.0 9.5 10.1 10.9 10.8 10.3 6.3 6.1 5.0 4.6 3.3 3.1 2.8 ..
Norway 1.3 1.5 1.7 1.5 1.3 1.1 1.1 1.2 1.0 0.7 0.8 0.7 0.5 0.4 ..
Poland 4.1 4.7 4.5 4.9 4.8 4.6 4.2 3.9 3.8 3.9 3.8 3.7 2.9 2.4 ..
Portugal 4.3 4.7 6.4 8.2 9.2 10.4 16.7 16.6 13.2 9.4 6.2 4.9 3.7 .. ..
Republic of Moldova 16.4 13.3 10.7 14.5 11.6 11.7 9.9 16.4 18.2 12.5 8.5 7.4 6.1 6.4 ..
Romania 7.9 11.9 14.3 18.2 21.9 13.9 13.5 9.6 6.4 5.0 4.1 3.8 3.4 2.7 ..
Russian Federation 9.6 8.3 6.6 6.1 6.0 6.8 8.4 9.2 9.7 9.7 8.8 8.2 6.1 5.5 ..
San Marino 6.9 11.9 34.6 20.3 42.3 43.1 49.1 47.1 51.6 50.7 58.9 61.1 59.0 53.1 ..
Slovakia 4.8 5.4 5.3 5.2 5.2 5.2 4.7 4.3 3.6 3.1 3.0 2.6 2.1 1.9 ..
Slovenia 5.8 8.2 11.8 15.2 13.3 11.7 10.0 5.1 3.2 6.0 3.4 3.0 2.1 1.8 ..
Spain .. .. .. 5.7 7.1 6.4 5.1 4.7 4.5 3.7 3.2 2.9 2.9 3.1 ..
Sweden .. .. .. .. .. .. .. 1.1 1.1 0.5 0.6 0.5 0.4 0.3 ..
Switzerland 1.0 0.8 0.8 0.8 0.8 0.7 0.7 0.7 0.6 0.7 0.6 0.8 0.7 0.7 ..
Tajikistan .. 6.1 5.1 6.0 8.3 19.8 26.3 47.6 36.5 31.1 27.0 23.8 13.7 .. ..
Türkiye 5.0 3.5 2.6 2.7 2.6 2.7 3.0 3.1 2.8 3.7 5.0 3.9 3.0 2.0 ..
Ukraine 13.7 15.3 14.7 20.4 16.4 23.3 35.4 39.0 54.8 54.4 50.5 43.5 31.7 38.1 ..
United Kingdom 3.5 4.0 4.0 3.6 3.1 1.7 1.0 1.7 1.4 1.1 1.0 1.0 1.0 0.9 ..
United States 5.0 4.4 3.8 3.3 2.5 1.9 1.5 1.3 1.1 0.9 0.9 1.1 0.8 0.7 ..
Uzbekistan .. 1.0 0.7 3.1 2.8 2.1 1.5 0.7 1.2 1.3 1.5 2.1 5.1 3.5 3.5
INDICATOR 10.5.1 (b)
Non-performing loans to total gross loans. This Financial Soundness Indicators (FSI) is calculated by using the value of NPLs as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific provisions for NPLs) as the denominator.
TARGET 10.5
Improve the regulation and monitoring of global financial markets and institutions and strengthen the implementation of such regulations.
GOAL 10
Reduce inequality within and among countries
See United Nations Global SDG Database

Footnote